Protecting your wealth and planning for your future is critical to peace of mind. pMD provides multiple solutions to support your finances. From health savings and commuter spending accounts to life insurance and a student cost reduction program, we've got you covered.
financial wellness
Life Insurance
Nothing is more important than family. That is why we want to make sure that your family is protected in every situation. pMD provides all full-time employees with life insurance and accidental death & dismemberment insurance beginning on the first of month following date of hire. pMD pays 100% of all enrollment costs. You simply need to name the beneficiary of your choosing and change it as needed.
Health Savings Account (HSA)
Employees enrolling in the PPO HDHP plan can enroll in a Health Savings Account (HSA). HSAs allow you to save pre-tax dollars to pay for eligible medical, dental, and vision expenses.
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You can contribute pre-tax funds to your HSA up to the IRS annual limit!
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2025
The IRS maximum HSA contribution for 2025 is $4,300 for individual, $8,550 for family. The catch-up contribution limit for those over age 55 is $1,000.
2024
The IRS maximum HSA contribution for 2024 is $4,150 for individual and $8,300 for family. The catch-up contribution limit for those over age 55 is $1,000.
See IRS Publication 502, “Medical & Dental Expenses” for a complete list of expenses covered by your HSA.
Commuter Benefits (Transit and Parking)
These benefits allow you to use pre-tax dollars to pay for public transportation to commute to work or to pay for parking at work. Discovery Benefits is the vendor.
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2025
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Transit: 2025 IRS limit is $325 per month
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Parking: 2025 IRS limit is $325 per month
2024​
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Transit: 2024 IRS limit is $315 per month
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Parking: 2024 IRS limit is $315 per month
Student Loan Cost Reduction: SoFi
SoFi is a modern finance company providing lending and wealth management services online. They evaluate applicants based on a holistic view of their financial well-being rather than a three-digit score. Whether you are looking to refinance your student loans, buy your dream home, or simply seek advice as you ascend in your career, SoFi provides products and tools to match your ambitions.
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Convenience: Consolidate all your student loans into a single loan.
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Flexibility: Choose from a variety of loan terms.
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No Commitment: No-obligation rate quote
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$300 Bonus: Receive a $300 welcome bonus.*
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*You are eligible to receive the $300 welcome bonus only if you sign up and refinance through the button below.